Editorial · Market Structure · 22 min read European fintech in 2026 is not the European fintech of 2021 with a lower valuation multiple. The funding correction has reshaped the operating logic of the category, the regulatory load has become…
Editorial · Sector Brief · 16 min read A structural read of Finansinspektionen’s 234-firm survey on AI in the Swedish financial sector — what the headline numbers say, what the trade press missed, and what the data actually tells us…
Editorial · Market Structure · 17 min read The SaaSpocalypse is real, partly. The per-seat pricing model is genuinely under pressure from agentic AI, the public market sell-off was overdue, and the IPO window for late-stage SaaS has effectively closed…
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